শেখ হাসিনার ব্যাংক ডাকাত সরকারের কান্ড : ২২ হাজার ২২১ কোটি টাকার হদিস নেই

শেখ হাসিনার ডাকাত পরিবারের হাতে দেশের ব্যাংকগুলো নিরাপদ নয়। শেখ হাসিনার ডাকাত পরিবারের সদস্যদের খুশি করতে পারলে শত শত কোটি টাকা লোপাট লুটপাটে বাধা নেই। ব্যাংক ডাকাতদের কবলে পরে বিভিন্ন ব্যাংকের ২২ হাজার ২২১ কোটি টাকার কোনো হদিস নেই। বছরের পর বছর ধরে নানা কৌশলে সাধারণ মানুষের মোটা অঙ্কের এ অর্থ নির্বিঘ্নে পকেটস্থ করেছে শীর্ষ ২০ খেলাপি। এ অর্থের পুরোটাই এখন অবলোপন। বিধান অনুযায়ী অবলোপন করার পর থেকেই এ টাকা আদায়ের কথা ছিল। কিন্তু গত এক বছরে অবলোপনকৃত অর্থের এক টাকাও আদায় করতে পারেনি এবি, আইসিবি ইসলামিক, স্ট্যান্ডার্ড এবং এনসিসি ব্যাংক। এছাড়া প্রায় একই চিত্র বিরাজ করছে অন্য ব্যাংকগুলোতেও।
বিদ্যমান পরিস্থিতিতে অবলোপনের টাকা আদায়ে সংশ্লিষ্ট ব্যাংকগুলোকে সতর্ক করে চিঠি দিয়েছে বাংলাদেশ ব্যাংক। গত ১৫ মার্চ বিভিন্ন ব্যাংকে পাঠানো ওই চিঠিতে বলা হয়, ‘শীর্ষ ২০ অবলোপনকৃত ঋণ থেকে আদায় সন্তোষজনক নয়। যেসব পদক্ষেপ নেয়া হয়েছে তাও ফলপ্রসূ নয়। বিশেষ করে উল্লিখিত চার ব্যাংকের আদায় শূন্য। এ বিষয়ে আদায় নিশ্চিতে কার্যকর ব্যবস্থা গ্রহণে আপনাদের সতর্ক করা যাচ্ছে।’
উল্লেখ্য, খেলাপি অবস্থায় পাঁচ বছর পর্যন্ত কোনো ঋণ আদায় করতে না পারলে তা ব্যাংকের মূল হিসাব থেকে বাদ দিয়ে ভিন্ন খাতায় হিসাব রাখা হয়। তখন এই ঋণকে অবলোপন বলা হয়। তবে অবলোপন করার আগে অর্থঋণ আদালতে একটি মামলা করতে হয়। পাশাপাশি ওই খেলাপি ঋণের বিপরীতে শতভাগ নিরাপত্তা সঞ্চিতি বা প্রভিশন রাখতে হয়।
এবি ব্যাংকের কোম্পানি সচিব মহাদেব সরকার বলেন, ‘দীর্ঘদিন খেলাপি থাকার পর ইলিয়ার্স ব্রাদার্স, মোস্তাফা গ্র“পসহ বিভিন্ন ব্যক্তি ও প্রতিষ্ঠানের ঋণ অবলোপন করা হয়েছে। কিন্তু এরা টাকা দিচ্ছে না। ছলে-বলে-কৌশলে পার পেয়ে যাচ্ছেন। আমরা চেষ্টা করে যাচ্ছি কিন্তু কুলিয়ে উঠতে পারছি না।’
বাংলাদেশ ব্যাংকের এক প্রতিবেদন অনুযায়ী, বিভিন্ন ব্যাংকের শীর্ষ ২০ খেলাপির কাছে গত সেপ্টেম্বর পর্যন্ত হিসাবে আটকা পড়েছে ৩২ হাজার ৪৩৫ কোটি টাকা। এ অর্থের ২২ হাজার ২২১ কোটি টাকাই অবলোপন করা হয়েছে।
এদিকে বাংলাদেশ ব্যাংকের সিআইবির (ক্রেডিট ইনফরমেশন ব্যুরো) সর্বশেষ প্রতিবেদন (গত বছরের সেপ্টেম্বর পর্যন্ত) অনুযায়ী, একক প্রতিষ্ঠান হিসেবে সবচেয়ে বেশি খেলাপি ঋণ রয়েছে চট্টগ্রামভিত্তিক কোম্পানি ইলিয়াস ব্রাদার্সের। ১৩টি ব্যাংকে প্রায় ৮৯০ কোটি টাকা ঋণ খেলাপি এই প্রতিষ্ঠান, যা অন্তত দুটি বেসরকারি ব্যাংকের পরিশোধিত মূলধনের সমান। এ ঋণের বিপরীতে কোনো ধরনের যথাযথভাবে জামানতও রাখা হয়নি। যার কারণে খেলাপিদের কাছ থেকে অর্থ আদায় সম্ভব নয়। অর্থাৎ সম্পূর্ণ জালিয়াতির মাধ্যমেই এ ধরনের ঋণ নেয়া হয়েছে বলে সংশ্লিষ্টদের অভিযোগ।
চট্টগ্রাম বিশ্ববিদ্যালয়ের অর্থনীতি বিভাগের অধ্যাপক ড. মইনুল ইসলাম বলেন, বাংলাদেশ ব্যাংকের উদ্বেগ প্রকাশ করে চিঠি দিয়ে কোনো কাজ হবে না। ঋণের টাকা উদ্ধারে এখন প্রয়োজন আলাদা ট্রাইব্যুনাল গঠন করা। শীর্ষ ১০ খেলাপিকে ট্রাইব্যুনালের মাধ্যমে বিচার করতে হবে। প্রয়োজনে জেলে পাঠাতে হবে। তা না হলে খেলাপিদের ধরা সম্ভব নয়।
তিনি আরও বলেন, এদের বেশির ভাগই ইচ্ছাকৃত ঋণখেলাপি। এরা অত্যন্ত শক্তিশালী। তারা জানে ঋণ নিলে ফেরত দিতে হবে না। তারা কালো টাকা এবং শক্তি দিয়ে বছরের পর বছর আইনি প্রক্রিয়া এড়াতে সক্ষম। অর্থঋণ আদালতের মাধ্যমে খেলাপিদের ধরা সম্ভব নয়, এটা এক ধরনের প্রতারণা।
বাংলাদেশ ব্যাংকের সাবেক ডেপুটি গভর্নর খোন্দকার ইব্রাহিম খালেদ বলেন, ঋণদাতা ও গ্রহীতার বিরুদ্ধে আইনানুগ ব্যবস্থা নেয়া উচিত। অবসরে যাওয়া এমডিদের কার আমলে কত ঋণ, কিভাবে গেছে, কার কাছে গেছে- তা খতিয়ে বের করে প্রয়োজনীয় ব্যবস্থা নিতে হবে। কারণ ওইসব এমডিও ঋণের নামে অর্থ লুণ্ঠন করেছেন। এজন্য বর্তমান এমডিরা দায়ী নন।
বাংলাদেশ ব্যাংকের উপদেষ্টা ও সাবেক ডেপুটি গভর্নর এসকে সুর চৌধুরী বলেন, ঋণের টাকা আদায়ে মনিটরিং বাড়াতে হবে। সে লক্ষ্যে হয়তো বা সতর্ক করা হয়েছে। এটা বাংলাদেশ ব্যাংক সব সময় করে থাকে। এর থেকে বেশি কিছু করার নেই।

115 Comments

  1. তোকে সাবধান করছি, সময় থাকতে ভালো হয়ে জা, নাহলে তোর কপালে খারাপি আছে

  2. শাউয়ার পোলা তোরে পুড়িয়ে মারবো। এখনি এই লেখা মুছ!

  3. I really wanted to type a simple note so as to thank you for these nice secrets you are showing on this site. My incredibly long internet investigation has finally been compensated with reputable points to talk about with my best friends. I ‘d express that many of us website visitors are unquestionably lucky to live in a really good site with so many perfect people with valuable strategies. I feel rather lucky to have encountered your entire website and look forward to really more amazing times reading here. Thanks once again for all the details.

  4. Thank you so much for providing individuals with an extremely remarkable possiblity to read critical reviews from this site. It is usually very cool and full of a great time for me and my office colleagues to visit your site really 3 times in a week to find out the fresh secrets you will have. And of course, I’m also actually astounded for the unique thoughts you give. Selected 3 areas in this post are ultimately the most suitable we’ve had.

  5. I want to get across my passion for your generosity in support of men and women that must have help on this one subject. Your very own dedication to passing the solution along became exceedingly productive and has continuously encouraged guys and women just like me to arrive at their pursuits. This warm and friendly useful information can mean a whole lot a person like me and further more to my mates. With thanks; from all of us.

  6. My spouse and i ended up being contented when Edward managed to round up his studies through the entire precious recommendations he gained in your web page. It is now and again perplexing to just always be offering ideas other folks have been trying to sell. So we acknowledge we’ve got the writer to thank for that. The main illustrations you’ve made, the straightforward blog menu, the friendships you can help promote – it’s got most astonishing, and it’s assisting our son and us reckon that the topic is pleasurable, which is rather indispensable. Thank you for all the pieces!

  7. My spouse and i were now satisfied Michael managed to conclude his reports via the precious recommendations he got from your web site. It is now and again perplexing to simply continually be giving away instructions which others could have been selling. And we also remember we’ve got the website owner to be grateful to for that. The specific explanations you made, the easy blog menu, the friendships you help instill – it is mostly superb, and it’s really aiding our son and us understand the situation is thrilling, which is certainly extremely serious. Many thanks for the whole thing!

  8. I simply needed to thank you very much all over again. I’m not certain the things that I could possibly have tried in the absence of those strategies provided by you about that subject matter. It has been a very challenging circumstance in my view, however , looking at this expert style you dealt with the issue made me to weep over joy. I will be grateful for your work and then wish you realize what a great job you’re carrying out educating other individuals with the aid of your site. I know that you haven’t met any of us.

  9. My wife and i have been now fulfilled when Chris could finish up his investigations through your ideas he got from your own web site. It’s not at all simplistic to just possibly be freely giving information that others may have been selling. And we also consider we have you to appreciate because of that. These explanations you made, the easy website menu, the friendships you will give support to promote – it’s got mostly wonderful, and it’s really leading our son and our family reason why that topic is brilliant, and that is really indispensable. Many thanks for the whole lot!

  10. I must show my appreciation to this writer just for bailing me out of such a instance. After searching through the internet and getting thoughts which were not powerful, I thought my entire life was done. Being alive without the solutions to the issues you have resolved all through this review is a crucial case, and the kind which might have adversely damaged my career if I hadn’t encountered your web blog. Your good capability and kindness in handling almost everything was useful. I’m not sure what I would have done if I had not encountered such a thing like this. It’s possible to at this moment look ahead to my future. Thanks very much for this skilled and result oriented guide. I will not hesitate to suggest your web blog to any person who should have support on this situation.

  11. A lot of thanks for all of the labor on this web page. My mum take interest in working on investigations and it is simple to grasp why. Many of us hear all about the powerful medium you deliver invaluable guidelines by means of this website and invigorate response from other individuals on this point so our daughter is actually studying so much. Have fun with the remaining portion of the new year. You are performing a dazzling job.

  12. I want to convey my love for your generosity for individuals that need guidance on this issue. Your real commitment to getting the solution up and down ended up being incredibly interesting and has in most cases enabled guys like me to arrive at their ambitions. Your new useful recommendations denotes this much to me and even more to my peers. With thanks; from all of us.

  13. I have to express my respect for your kind-heartedness supporting people that really want guidance on this important situation. Your personal commitment to getting the solution along ended up being extremely effective and has all the time allowed folks much like me to attain their pursuits. Your own interesting suggestions means a lot a person like me and additionally to my office workers. Thanks a lot; from each one of us.

  14. I would like to show some thanks to you just for bailing me out of such a difficulty. Because of researching through the world-wide-web and getting recommendations which are not helpful, I figured my entire life was well over. Being alive devoid of the solutions to the issues you have sorted out as a result of the guideline is a crucial case, and the kind which could have adversely damaged my entire career if I hadn’t noticed the website. Your natural talent and kindness in maneuvering every part was vital. I’m not sure what I would have done if I had not discovered such a subject like this. I’m able to now look ahead to my future. Thanks for your time so much for your professional and result oriented help. I will not think twice to suggest your web sites to any person who ought to have tips on this problem.

  15. I really wanted to compose a small comment to express gratitude to you for the precious pointers you are giving out here. My time consuming internet investigation has now been honored with incredibly good ideas to write about with my friends and family. I ‘d tell you that most of us readers actually are definitely blessed to dwell in a fine place with so many lovely professionals with very helpful tricks. I feel very happy to have discovered your entire web site and look forward to really more enjoyable moments reading here. Thanks a lot once more for a lot of things.

  16. Thank you for your own hard work on this web site. Ellie takes pleasure in managing investigation and it’s really easy to see why. A number of us know all about the dynamic means you produce vital thoughts by means of this blog and as well as strongly encourage response from website visitors on the article and my daughter is in fact being taught a whole lot. Have fun with the remaining portion of the new year. You’re the one performing a wonderful job.

  17. I really wanted to post a small word to be able to say thanks to you for some of the splendid recommendations you are showing on this site. My time consuming internet look up has now been honored with reasonable facts and techniques to talk about with my pals. I ‘d mention that we website visitors are truly endowed to live in a very good place with very many brilliant people with helpful methods. I feel very much lucky to have discovered your entire website and look forward to plenty of more thrilling moments reading here. Thanks again for all the details.

  18. I intended to write you one very little observation just to give thanks as before for your personal exceptional tips you have contributed in this case. It has been really surprisingly open-handed of people like you to convey extensively exactly what many people could have marketed as an e book to help make some dough for their own end, principally given that you might have done it in the event you desired. These solutions in addition acted to be the great way to realize that other people online have the same dreams much like my personal own to know the truth significantly more on the subject of this problem. I believe there are a lot more pleasurable situations ahead for folks who looked at your blog.

  19. I precisely desired to appreciate you once more. I do not know what I would have worked on without the creative ideas shared by you directly on this area of interest. This was a very fearsome matter in my opinion, however , seeing a specialized tactic you dealt with that forced me to weep for delight. Now i am grateful for this assistance and then wish you recognize what an amazing job that you are undertaking instructing some other people by way of a web site. I know that you’ve never got to know all of us.

  20. Thanks so much for giving everyone an extraordinarily pleasant possiblity to read from here. It really is so sweet and full of amusement for me personally and my office peers to search your web site really thrice per week to read the latest items you will have. And of course, I’m so certainly fascinated considering the sensational concepts you give. Some 3 tips on this page are really the most impressive we have had.

  21. I’m also writing to let you know what a remarkable encounter my daughter found reading your blog. She noticed a wide variety of details, including what it’s like to possess an incredible coaching mindset to get folks smoothly fully grasp some very confusing matters. You undoubtedly did more than our expected results. Many thanks for showing such invaluable, healthy, edifying as well as fun guidance on your topic to Kate.

  22. I simply wished to thank you so much yet again. I do not know the things I would’ve achieved in the absence of the actual thoughts revealed by you on such area of interest. This has been an absolute distressing case for me personally, but observing a skilled way you dealt with that forced me to cry with delight. Now i’m happy for your information and even believe you realize what an amazing job that you’re getting into educating many people with the aid of your website. More than likely you have never encountered any of us.

  23. I precisely wished to appreciate you once more. I am not sure what I would’ve done without the entire hints discussed by you concerning such theme. It absolutely was a very troublesome situation for me personally, however , being able to view a new expert strategy you treated the issue took me to leap with gladness. I’m just happy for your advice and then pray you really know what a great job you’re providing instructing others thru a blog. I am sure you haven’t met all of us.

  24. I would like to show my gratitude for your kindness supporting individuals who require guidance on this niche. Your special commitment to getting the message all-around became exceptionally effective and has continuously helped professionals just like me to get to their objectives. Your new warm and friendly useful information entails a lot a person like me and additionally to my fellow workers. Regards; from all of us.

  25. I just wanted to make a brief message to appreciate you for all of the lovely concepts you are placing on this site. My incredibly long internet look up has at the end been rewarded with excellent insight to talk about with my classmates and friends. I ‘d state that that we site visitors are unequivocally endowed to be in a perfect website with many brilliant individuals with interesting tips. I feel pretty fortunate to have used the website page and look forward to plenty of more pleasurable minutes reading here. Thanks a lot once again for everything.

  26. I must express my affection for your generosity for people that require help on this particular subject matter. Your very own commitment to getting the message all-around came to be astonishingly functional and has continuously enabled many people much like me to arrive at their objectives. Your own warm and helpful publication can mean a lot a person like me and still more to my mates. Thank you; from everyone of us.

  27. I simply had to say thanks again. I’m not certain the things I would have achieved in the absence of these opinions documented by you concerning this theme. It seemed to be an absolute hard condition in my circumstances, but noticing this specialised avenue you dealt with the issue forced me to weep for joy. I’m happier for the service and hope you recognize what an amazing job that you are accomplishing instructing the others thru a web site. More than likely you haven’t met any of us.

  28. I precisely wished to thank you so much yet again. I’m not certain the things that I would have tried without the entire aspects revealed by you relating to this subject. It had become a real frightful difficulty in my position, however , considering your skilled way you resolved that made me to cry for fulfillment. I am just happy for the support as well as hope you know what an amazing job you happen to be providing training other individuals thru a web site. I am sure you’ve never got to know any of us.

  29. I precisely wanted to thank you very much yet again. I am not sure the things I might have worked on without the pointers provided by you concerning such area of interest. Certainly was the hard condition in my opinion, nevertheless noticing the expert technique you managed that forced me to cry over contentment. I’m just thankful for the support and even hope that you are aware of a great job that you’re undertaking instructing many others all through your website. I’m certain you’ve never got to know any of us.

  30. I would like to voice my passion for your kindness in support of individuals who actually need assistance with in this study. Your real commitment to passing the message along became really significant and has really allowed those much like me to achieve their goals. Your informative tutorial entails so much a person like me and even further to my office colleagues. Thanks a ton; from all of us.

  31. Thank you a lot for providing individuals with an extraordinarily breathtaking opportunity to read in detail from this site. It really is very amazing and also full of amusement for me personally and my office fellow workers to visit the blog particularly thrice in one week to study the fresh issues you will have. And lastly, I’m so at all times fulfilled concerning the tremendous techniques you give. Selected 2 ideas in this posting are particularly the best I have had.

  32. I would like to express appreciation to the writer for rescuing me from this particular challenge. As a result of checking throughout the search engines and meeting principles which are not helpful, I figured my life was over. Being alive minus the solutions to the problems you have sorted out all through the article is a critical case, as well as the kind which may have in a negative way damaged my entire career if I had not discovered the blog. Your own understanding and kindness in dealing with all the stuff was crucial. I’m not sure what I would’ve done if I had not encountered such a stuff like this. I can now look forward to my future. Thanks very much for your expert and result oriented guide. I won’t be reluctant to recommend the website to any person who will need counselling on this topic.

  33. I intended to send you the little observation just to give thanks as before on your marvelous tactics you have provided at this time. This has been wonderfully open-handed with you to supply publicly what exactly a number of us would’ve marketed for an e-book to make some bucks for their own end, particularly seeing that you could possibly have tried it if you ever wanted. The smart ideas in addition worked as a fantastic way to be aware that other people online have similar zeal like my own to realize lots more in regard to this problem. Certainly there are lots of more fun moments up front for many who scan your site.

  34. My wife and i got absolutely glad that Ervin managed to deal with his basic research out of the ideas he gained through the weblog. It’s not at all simplistic to just always be giving out points that most people have been making money from. And we consider we’ve got the website owner to appreciate for that. The main explanations you’ve made, the simple web site menu, the relationships your site make it easier to promote – it’s all sensational, and it’s helping our son and the family know that that matter is cool, and that is rather fundamental. Thanks for everything!

  35. My husband and i were absolutely joyful when Raymond managed to deal with his basic research from the precious recommendations he came across through the blog. It is now and again perplexing to simply possibly be giving out information and facts which usually many people have been trying to sell. Therefore we figure out we have got you to give thanks to for that. The specific explanations you have made, the straightforward website menu, the friendships you will aid to create – it’s everything overwhelming, and it’s really assisting our son in addition to the family know that this situation is awesome, which is incredibly mandatory. Thank you for everything!

  36. My husband and i have been absolutely delighted that Jordan managed to complete his studies through the precious recommendations he was given while using the web site. It is now and again perplexing to just find yourself giving freely things that people today may have been making money from. And we fully grasp we have got the writer to give thanks to for this. The specific illustrations you made, the straightforward website menu, the friendships your site make it possible to promote – it’s got all wonderful, and it’s really aiding our son and the family believe that this article is interesting, and that is incredibly fundamental. Thanks for the whole thing!

  37. I and my friends were actually checking out the good recommendations found on your website and then suddenly I had a horrible suspicion I never thanked the web blog owner for those techniques. The guys are already for that reason stimulated to read all of them and have now really been using them. Appreciate your turning out to be very helpful as well as for utilizing this form of helpful subject matter millions of individuals are really desperate to be informed on. Our sincere regret for not expressing appreciation to you sooner.

  38. I have to express my appreciation for your kindness supporting those people that really want assistance with this important issue. Your real dedication to getting the message all over was remarkably helpful and have surely helped individuals much like me to attain their goals. Your important key points entails this much a person like me and far more to my peers. Thanks a ton; from everyone of us.

  39. I enjoy you because of all your efforts on this web page. My niece really likes conducting investigation and it’s easy to understand why. Most of us hear all regarding the dynamic means you convey informative items through the web blog and therefore attract participation from some other people on the subject matter while our favorite girl is without a doubt learning a great deal. Take advantage of the rest of the new year. Your performing a pretty cool job.

  40. I intended to post you the little bit of observation to be able to give thanks once again for these amazing suggestions you have provided above. It’s really seriously open-handed of people like you to deliver unhampered what most people would’ve advertised for an ebook to help with making some cash on their own, certainly since you could possibly have done it if you ever desired. These solutions likewise served as the fantastic way to recognize that some people have the identical fervor really like my personal own to know the truth lots more regarding this condition. I am sure there are some more enjoyable instances ahead for individuals that take a look at your website.

  41. Thank you a lot for giving everyone a very remarkable chance to check tips from this web site. It is always very pleasing and full of a great time for me personally and my office mates to visit your website on the least 3 times per week to learn the latest issues you have got. And definitely, I am just actually fulfilled with your brilliant methods you give. Certain two points in this post are particularly the most effective we have all ever had.

  42. I would like to get across my passion for your kindness for persons who need help with this particular issue. Your special commitment to getting the solution all-around appeared to be wonderfully powerful and has continuously empowered guys and women much like me to arrive at their objectives. Your personal insightful tutorial means so much a person like me and further more to my mates. Many thanks; from all of us.

  43. I in addition to my buddies ended up analyzing the best guides on your web blog then before long got an awful feeling I had not expressed respect to the website owner for those strategies. All of the people were as a consequence glad to see them and now have undoubtedly been having fun with those things. Thank you for turning out to be really considerate and also for deciding on varieties of impressive subject areas millions of individuals are really desperate to know about. Our own honest regret for not saying thanks to sooner.

  44. I’m also writing to let you understand of the fine discovery my cousin’s child encountered reading yuor web blog. She figured out too many details, which include how it is like to possess an awesome coaching heart to have the mediocre ones without problems learn specified impossible matters. You undoubtedly did more than readers’ expectations. Thanks for delivering such invaluable, healthy, informative and in addition fun guidance on that topic to Tanya.

  45. Thanks a lot for providing individuals with remarkably terrific opportunity to read critical reviews from here. It is usually very amazing and packed with a good time for me and my office acquaintances to visit your website at the very least three times per week to read the fresh guidance you will have. And lastly, I am just actually satisfied considering the extraordinary advice you serve. Certain 3 tips in this article are completely the most efficient I’ve ever had.

  46. Thanks a lot for providing individuals with an extremely memorable possiblity to read from this blog. It can be so kind and also stuffed with fun for me and my office colleagues to visit your blog at the least thrice in 7 days to read the new secrets you have got. And of course, I am just always happy with all the unique ideas served by you. Certain two points in this post are undeniably the very best we have all had.

  47. I not to mention my friends were going through the great advice located on your web site and then all of a sudden I had a terrible feeling I never thanked the blog owner for those secrets. All the women had been for that reason glad to read through all of them and have in effect in actuality been having fun with these things. Many thanks for really being so accommodating and then for making a decision on these kinds of brilliant issues most people are really desperate to understand about. Our own sincere apologies for not saying thanks to sooner.

  48. I have to get across my passion for your generosity in support of men who absolutely need assistance with this one niche. Your very own dedication to getting the message all-around appeared to be wonderfully informative and have without exception helped regular people much like me to arrive at their targets. Your informative report can mean this much to me and even more to my fellow workers. Thanks a lot; from each one of us.

  49. My wife and i felt absolutely relieved Edward could do his research because of the ideas he discovered while using the web site. It is now and again perplexing just to choose to be giving away secrets and techniques which often many people could have been making money from. We really do understand we now have the writer to thank because of that. These explanations you have made, the straightforward website menu, the friendships you assist to foster – it’s got many awesome, and it is assisting our son in addition to us believe that the concept is pleasurable, which is highly serious. Thanks for the whole lot!

  50. My husband and i were so comfortable Louis could complete his analysis by way of the ideas he got when using the web page. It’s not at all simplistic just to choose to be offering information which people today could have been trying to sell. And we keep in mind we have the blog owner to be grateful to for that. These explanations you’ve made, the simple site navigation, the friendships you will assist to create – it’s everything great, and it’s leading our son and us understand the idea is thrilling, and that’s exceedingly fundamental. Thank you for all!

  51. Thanks so much for providing individuals with remarkably nice possiblity to read critical reviews from this web site. It is always very awesome and jam-packed with amusement for me personally and my office colleagues to search your blog at minimum thrice in one week to see the fresh things you will have. Not to mention, we’re certainly motivated with the sensational opinions you give. Some 3 areas in this posting are really the most efficient we have ever had.

  52. I have to express appreciation to the writer for rescuing me from this particular dilemma. Right after researching throughout the online world and meeting concepts which were not pleasant, I was thinking my life was gone. Living minus the approaches to the difficulties you have resolved as a result of your review is a critical case, as well as the kind that might have in a negative way damaged my entire career if I hadn’t discovered your web blog. Your good competence and kindness in touching the whole thing was precious. I’m not sure what I would’ve done if I hadn’t come across such a subject like this. I can also at this point relish my future. Thank you so much for your expert and amazing help. I will not hesitate to refer the website to anyone who ought to have counselling about this area.

  53. I wanted to send a brief remark to be able to thank you for all the pleasant guides you are showing at this site. My extensive internet look up has at the end been rewarded with reasonable know-how to talk about with my co-workers. I would express that most of us readers are undeniably lucky to dwell in a perfect community with so many brilliant individuals with interesting techniques. I feel pretty fortunate to have seen the web pages and look forward to many more fun moments reading here. Thanks again for all the details.

  54. I truly wanted to type a quick note so as to thank you for these marvelous hints you are posting on this site. My incredibly long internet investigation has at the end of the day been compensated with pleasant points to exchange with my best friends. I ‘d repeat that many of us website visitors actually are undeniably blessed to live in a useful site with so many perfect individuals with interesting hints. I feel quite grateful to have used your entire web pages and look forward to plenty of more amazing times reading here. Thank you again for everything.

  55. I precisely needed to say thanks once again. I’m not certain the things I might have taken care of without the smart ideas revealed by you directly on such subject matter. Entirely was a real terrifying setting in my position, nevertheless witnessing a specialized manner you processed it forced me to jump for happiness. Now i’m happy for this help and in addition have high hopes you know what an amazing job that you are undertaking educating most people via your site. Most probably you’ve never encountered any of us.

  56. I am glad for commenting to make you know of the fabulous encounter my cousin’s daughter experienced viewing yuor web blog. She learned a lot of pieces, not to mention what it’s like to possess a marvelous teaching style to let the mediocre ones easily learn about some tortuous matters. You really exceeded visitors’ expected results. Thanks for distributing such precious, safe, edifying and even unique guidance on the topic to Jane.

  57. I definitely wanted to write a quick remark to say thanks to you for some of the stunning strategies you are showing at this site. My time intensive internet research has at the end of the day been rewarded with good quality insight to write about with my friends and classmates. I ‘d point out that many of us readers actually are definitely lucky to dwell in a magnificent site with so many brilliant individuals with very helpful concepts. I feel really blessed to have come across the webpage and look forward to plenty of more entertaining times reading here. Thanks once more for all the details.

  58. I needed to write you this little note just to thank you very much as before for these beautiful views you’ve featured on this site. It has been really wonderfully open-handed of you to present openly what a few people might have made available as an e-book to get some cash for their own end, particularly seeing that you might well have done it if you decided. Those inspiring ideas additionally acted to be a fantastic way to understand that other people have the identical eagerness similar to my own to see way more when it comes to this matter. I know there are lots of more pleasurable sessions ahead for those who scan through your website.

  59. I wanted to write you a bit of word to be able to thank you so much yet again on your amazing views you have shown on this page. This has been simply generous with people like you to allow openly exactly what many people might have offered for sale for an ebook to get some profit on their own, most importantly now that you might well have tried it in case you decided. Those good tips also worked to be the great way to know that other people online have the identical passion just like my very own to know the truth somewhat more when it comes to this matter. I believe there are many more pleasant instances up front for those who looked at your blog.

  60. I want to voice my gratitude for your kind-heartedness giving support to individuals who absolutely need help on that theme. Your real commitment to getting the solution around ended up being pretty invaluable and have always encouraged folks much like me to achieve their aims. Your entire insightful help and advice denotes much to me and further more to my mates. With thanks; from each one of us.

  61. My spouse and i ended up being really thankful John managed to finish off his studies with the precious recommendations he gained out of your weblog. It is now and again perplexing to simply possibly be releasing secrets which often the rest could have been trying to sell. So we discover we have got the website owner to be grateful to because of that. The specific explanations you made, the easy site menu, the relationships you can make it possible to foster – it’s got many astonishing, and it’s really aiding our son in addition to the family reason why that theme is enjoyable, and that’s very essential. Thank you for the whole thing!

  62. I simply want to mention I’m beginner to weblog and seriously loved your website. Likely I’m likely to bookmark your blog post . You actually have wonderful stories. Many thanks for sharing with us your blog.

  63. I am just commenting to make you know what a awesome encounter my friend’s princess obtained reading through your web site. She mastered several issues, with the inclusion of what it’s like to have an incredible coaching mindset to let a number of people effortlessly gain knowledge of selected multifaceted matters. You really exceeded our own expected results. Thanks for coming up with such warm and friendly, trusted, edifying and fun tips about your topic to Emily.

  64. I simply wanted to type a quick note in order to thank you for some of the marvelous facts you are showing at this website. My time intensive internet lookup has now been honored with high-quality concept to go over with my good friends. I would suppose that we website visitors actually are unquestionably fortunate to live in a fantastic site with so many wonderful professionals with useful principles. I feel truly happy to have seen the website page and look forward to really more cool minutes reading here. Thanks a lot once again for a lot of things.

  65. Thanks for your time so much for your impressive and amazing guide. I will not be reluctant to endorse your web sites to any individual who should receive direction on this problem.

  66. Thank you for sharing excellent information. Your website is very cool. I am impressed by the info that you?ve on this website. It reveals how nicely you understand this subject. Bookmarked this web page, will come back for more articles.

  67. There are a handful of intriguing points on time in this post but I don’t know if I see these center to heart. There is certainly some validity but I’ll take hold opinion until I look into it further. Excellent post , thanks and that we want a lot more! Added onto FeedBurner likewise

  68. Hello I am so delighted I found your website, I really located you by mistake, while I was looking on google for something else, Anyways I am here now and could just like to say cheers for a tremendous post and a all round entertaining blog. Please do keep up the great work.

  69. Oh my goodness! an amazing article dude. Thank you However I am experiencing difficulty with ur rss . Don抰 know why Unable to subscribe to it. Is there anybody getting identical rss problem? Anybody who is aware of kindly respond. Thnkx

  70. Its pretty interesting that the mainstream media has changed the way it looks at this recently dont you think? Now it seems that it is discussed thoroughly and more in depth. Overall though Im looking for a change.

  71. My wife and i ended up being quite glad when Jordan managed to finish off his investigations via the precious recommendations he obtained out of your web site. It’s not at all simplistic just to continually be releasing thoughts which often some people may have been making money from. And we all keep in mind we need you to thank because of that. The entire explanations you’ve made, the easy website navigation, the friendships you can make it possible to create – it’s many impressive, and it’s aiding our son in addition to the family reason why that subject is amusing, which is certainly rather mandatory. Many thanks for the whole thing!

  72. I want to express some thanks to you just for bailing me out of this type of setting. Just after searching through the world wide web and seeing opinions that were not powerful, I figured my entire life was well over. Existing minus the approaches to the difficulties you have resolved through this article content is a critical case, and the kind which may have adversely affected my entire career if I had not encountered your blog. Your competence and kindness in maneuvering all things was excellent. I don’t know what I would have done if I hadn’t discovered such a step like this. I’m able to at this time look forward to my future. Thank you so much for this impressive and amazing guide. I will not be reluctant to endorse your site to anyone who wants and needs care about this subject matter.

  73. Wow, incredible blog structure! How lengthy have you ever been blogging for? you made running a blog look easy. The full look of your site is fantastic, well the content!

  74. I wanted to post you a tiny remark to thank you very much the moment again for those incredible techniques you’ve shared in this article. It has been extremely open-handed with you to give unreservedly just what a number of people could possibly have advertised as an e book to generate some dough for their own end, specifically since you could have tried it if you ever decided. These basics also acted as the easy way to fully grasp other individuals have the same eagerness similar to mine to know a little more regarding this matter. I am certain there are lots of more enjoyable periods up front for individuals who read your blog.

  75. I wish to show my appreciation to you for bailing me out of this circumstance. Just after checking throughout the the web and seeing thoughts that were not productive, I assumed my entire life was done. Being alive without the presence of approaches to the problems you have resolved by way of your main review is a crucial case, and those which may have badly affected my career if I hadn’t noticed your blog post. Your own personal ability and kindness in maneuvering a lot of things was vital. I am not sure what I would’ve done if I hadn’t encountered such a point like this. I can at this point relish my future. Thanks very much for this reliable and effective guide. I will not think twice to endorse your blog post to any person who needs and wants guidelines about this matter.

  76. I simply desired to thank you so much all over again. I am not sure the things I might have accomplished without the actual methods shown by you over this question. It previously was a real scary matter for me personally, however , understanding a new expert fashion you managed the issue forced me to weep with delight. I will be grateful for the help and as well , trust you find out what a powerful job you happen to be putting in training men and women through your web site. I am certain you have never encountered any of us.

  77. A person essentially assist to make significantly posts I would state. That is the first time I frequented your website page and so far? I amazed with the research you made to make this actual put up extraordinary. Fantastic task!

  78. I am writing to let you know what a amazing experience my friend’s daughter experienced browsing your blog. She discovered such a lot of details, with the inclusion of how it is like to have an amazing teaching mood to have other folks just completely grasp specified complex things. You actually surpassed people’s desires. Many thanks for rendering such precious, trusted, explanatory and even cool thoughts on the topic to Mary.

  79. I simply had to appreciate you yet again. I’m not certain what I might have handled without the actual smart ideas documented by you directly on such subject matter. It was actually an absolute horrifying difficulty in my circumstances, but finding out a new professional avenue you processed it forced me to jump for contentment. Extremely grateful for your assistance and thus believe you realize what an amazing job you happen to be undertaking teaching others by way of your blog post. Most probably you have never met all of us.

  80. Wow that was strange. I just wrote an extremely long comment but after I clicked submit my comment didn’t appear. Grrrr… well I’m not writing all that over again. Anyway, just wanted to say wonderful blog!

  81. Needed to create you one little bit of observation to help say thanks a lot as before for those marvelous guidelines you’ve featured on this site. This has been so particularly open-handed with you to give easily what exactly many individuals would’ve offered for sale for an electronic book to get some profit for themselves, most importantly considering the fact that you might well have tried it in case you decided. The good ideas in addition worked as the great way to fully grasp that most people have the same interest really like my very own to figure out whole lot more when it comes to this problem. I’m sure there are lots of more enjoyable opportunities in the future for individuals that find out your website.

  82. Basically to follow up on the up-date of this matter on your web site and would really want to let you know how much I appreciated the time you took to put together this valuable post. In the post, you actually spoke on how to definitely handle this challenge with all ease. It would be my pleasure to get some more strategies from your blog and come up to offer people what I discovered from you. I appreciate your usual good effort.

  83. I truly wanted to write down a simple comment so as to thank you for these wonderful hints you are sharing at this website. My extended internet lookup has at the end been paid with reliable points to write about with my friends and classmates. I would claim that many of us readers are undoubtedly blessed to dwell in a great website with many wonderful people with beneficial points. I feel pretty fortunate to have discovered the web site and look forward to tons of more awesome minutes reading here. Thank you again for everything.

  84. You are therefore cool! My partner and i do not assume I have learn anything like this prior to. So excellent to discover somebody with a few original thoughts on this subject matter. realy many thanks for beginning this up. this web site is something that’s needed on the web, someone using a bit of inspiration. beneficial project for delivering something a new comer to the internet!

  85. I obtained in this article coming from The search engines. This kind of appears a great posting. As i comprehensively appreciated browsing your web blog, i could be likely to go back. That i stored yuor web blog i in addition passedyour can i a few close relatives in the process. I hope you don’t imagination!

  86. My spouse and i have been now ecstatic when Ervin managed to finish up his research from the precious recommendations he grabbed from your web pages. It is now and again perplexing to just choose to be offering helpful hints which usually some other people might have been selling. So we grasp we have the blog owner to thank for that. The type of explanations you’ve made, the easy website navigation, the relationships you make it easier to engender – it is many astonishing, and it’s helping our son in addition to our family do think the article is awesome, and that’s pretty vital. Many thanks for the whole thing!

  87. Many people make use of the list to make certain they have the many essential elements, such as food and clothes. It also helps you to pack the appropriate camping equipment.

  88. Thanks a lot for giving everyone a very special chance to discover important secrets from this website. It can be very lovely and stuffed with a lot of fun for me personally and my office acquaintances to search your website no less than 3 times weekly to learn the fresh stuff you have. Of course, we are at all times fascinated concerning the breathtaking opinions you give. Some 1 points in this post are undoubtedly the most suitable we’ve had.

  89. I am also commenting to let you be aware of of the fabulous experience our daughter gained studying your webblog. She noticed plenty of things, with the inclusion of what it’s like to possess an amazing giving style to let most people effortlessly thoroughly grasp various problematic subject areas. You actually surpassed visitors’ desires. I appreciate you for imparting these important, safe, revealing and as well as cool tips on your topic to Kate.

  90. I and also my friends have been taking note of the great information located on the website and then then I got a terrible suspicion I had not expressed respect to the blog owner for those strategies. All of the men are already for this reason very interested to see all of them and now have unquestionably been taking pleasure in these things. I appreciate you for being very helpful and also for using this kind of superior subject matter millions of individuals are really wanting to discover. Our honest apologies for not saying thanks to sooner.

  91. My husband and i have been so thrilled Jordan could carry out his investigations via the precious recommendations he came across out of your blog. It is now and again perplexing to just be giving away secrets and techniques that many the rest could have been trying to sell. Therefore we already know we need you to appreciate for this. The type of explanations you’ve made, the simple website menu, the friendships you will make it easier to foster – it’s got everything wonderful, and it’s really making our son and our family reckon that the subject matter is excellent, and that is really essential. Many thanks for everything!

  92. I want to voice my affection for your generosity supporting folks who absolutely need help on this important subject. Your real commitment to passing the solution around appears to be exceptionally invaluable and have consistently allowed somebody just like me to get to their ambitions. This informative recommendations means a lot to me and further more to my peers. Thanks a lot; from all of us.

  93. The subsequent time I read a blog, I hope that it doesnt disappoint me as much as this one. I mean, I know it was my choice to learn, however I really thought youd have one thing fascinating to say. All I hear is a bunch of whining about something that you might fix in case you werent too busy in search of attention.

  94. I actually wanted to write a message so as to express gratitude to you for those marvelous points you are sharing at this website. My time intensive internet investigation has at the end of the day been rewarded with extremely good ideas to talk about with my family members. I would assert that we website visitors are definitely fortunate to dwell in a fine place with many special people with great solutions. I feel quite privileged to have encountered your web pages and look forward to some more exciting moments reading here. Thanks again for all the details.

  95. I together with my pals were actually following the good solutions located on the website while the sudden I had a horrible suspicion I had not thanked the web site owner for those secrets. Most of the young boys had been certainly warmed to see all of them and have in effect seriously been enjoying them. Many thanks for turning out to be so accommodating as well as for deciding upon this kind of exceptional subject matter most people are really wanting to know about. My personal sincere regret for not expressing gratitude to sooner.

  96. I have to express thanks to you for bailing me out of this particular crisis. Right after browsing throughout the internet and finding advice which are not productive, I thought my entire life was done. Existing devoid of the strategies to the difficulties you have fixed by means of your good guideline is a critical case, as well as ones that would have badly damaged my entire career if I hadn’t noticed your web site. Your good mastery and kindness in taking care of the whole thing was vital. I am not sure what I would have done if I hadn’t come across such a point like this. I can at this point look forward to my future. Thanks for your time so much for the professional and results-oriented guide. I won’t hesitate to endorse your web site to anyone who would like guidance about this situation.

  97. Thanks so much for providing individuals with an extremely superb chance to check tips from this website. It’s always so pleasurable and as well , packed with a good time for me personally and my office co-workers to search your site no less than thrice a week to see the new stuff you have. Not to mention, I am also certainly fascinated with your splendid pointers you give. Selected 1 areas in this posting are in truth the finest I’ve ever had.

  98. I am glad for commenting to make you know what a excellent experience my cousin’s girl found studying your site. She came to understand a wide variety of things, with the inclusion of what it is like to have an excellent helping nature to let the rest with no trouble know just exactly certain tortuous subject areas. You actually exceeded my expected results. Many thanks for producing the useful, trusted, educational as well as unique tips about that topic to Lizeth.

  99. It certainly is mostly close to impossible to come across well-updated women and men on this niche, although you appear like you comprehend what exactly you’re revealing! Thanks A Lot

Leave a Reply

Your email address will not be published.